Terms of Service

When using the BankruptcyLawyersAndAttorneys.com Web site and services (the “BankruptcyLawyersAndAttorneys.com Service”), you agree to the terms and conditions listed on this page (the “Terms of Service”). If you do not agree to these Terms of Service then do not use the BankruptcyLawyersAndAttorneys.com Service.

General Terms of Service

You are permitted to use the BankruptcyLawyersAndAttorneys.com Service for personal, non-commercial purposes only.

By using the BankruptcyLawyersAndAttorneys.com Service, you agree to be legally bound and to abide by this Terms of Service, just as if you had signed this Agreement. If you do not comply with these Terms of Service at any time, BankruptcyLawyersAndAttorneys.com reserves the right to terminate your access to the BankruptcyLawyersAndAttorneys.com Service. BankruptcyLawyersAndAttorneys.com may discontinue or alter any aspect of the BankruptcyLawyersAndAttorneys.com Service, including, but not limited to,

1. restricting the time the BankruptcyLawyersAndAttorneys.com Service is available,
2. restricting the amount of use permitted, and
3. restricting or terminating any user’s right to use the BankruptcyLawyersAndAttorneys.com Service, at BankruptcyLawyersAndAttorneys.com’s sole discretion and without prior notice or liability.

Content and Materials

You acknowledge that the BankruptcyLawyersAndAttorneys.com Service contains information, software, photos, video, text, graphics, music, sounds or other material (collectively, “Content”) that are protected by copyrights, patents, trademarks, trade secrets or other proprietary rights. All Content is copyrighted as a collective work under international copyright laws, and BankruptcyLawyersAndAttorneys.com owns a copyright in the selection, coordination, arrangement and enhancement of such Content. The BankruptcyLawyersAndAttorneys.com name and logo are trademarks of BankruptcyLawyersAndAttorneys.com. All other trademarks appearing on the BankruptcyLawyersAndAttorneys.com Service are trademarks of their respective owners. BankruptcyLawyersAndAttorneys.com’s partners may also have additional proprietary rights in the content that they make available through the BankruptcyLawyersAndAttorneys.com Service. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the Content, in whole or in part, except that you may download one copy of the materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose, including use of any such material on any other Web site or networked computer environment is strictly prohibited. In the event you download software provided by BankruptcyLawyersAndAttorneys.com, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the “Software”) are licensed to you by BankruptcyLawyersAndAttorneys.com pursuant to any license agreement governing the Software. BankruptcyLawyersAndAttorneys.com does not transfer title of the Software to you. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-readable form.

BankruptcyLawyersAndAttorneys.com’s Privacy Policy

The BankruptcyLawyersAndAttorneys.com Privacy Policy describes how we treat personal information provided when you use the BankruptcyLawyersAndAttorneys.com Service. You can review it by visiting the “Privacy Policy” page.

Submissions

If at our request you send content (e.g., postings, contest submissions, polling questions) or you send us creative suggestions, ideas, notes, drawings, or other information (collectively, the “Submissions”), such Submissions shall be deemed, and shall remain, the property of BankruptcyLawyersAndAttorneys.com. None of the Submissions shall be subject to any obligation of confidence on the part of BankruptcyLawyersAndAttorneys.com, and BankruptcyLawyersAndAttorneys.com shall not be liable for any use or disclosure of any Submissions. Without limitation of the foregoing, BankruptcyLawyersAndAttorneys.com shall exclusively own all now known or hereafter existing rights to the Submissions of every kind and nature throughout the universe and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Submissions.

Links and Search Results

The BankruptcyLawyersAndAttorneys.com Service may provide, or third parties may provide, search results or other links to other World Wide Web sites or resources. Because BankruptcyLawyersAndAttorneys.com has no control over such sites and resources, you acknowledge and agree that BankruptcyLawyersAndAttorneys.com is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that BankruptcyLawyersAndAttorneys.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

Disclaimers

PLEASE NOTE THE FOLLOWING IMPORTANT DISCLAIMERS OF WARRANTIES:

THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE IS OWNED AND PRODUCED BY INVESTIGATION, INC. AND ITS SUBSIDIARY AND AFFILIATE CORPORATIONS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY REFERRED TO HEREIN AS “BANKRUPTCYLAWYERSANDATTORNEYS.COM”).

THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE IS PROVIDED ‘AS IS’ AND YOU USE IT AT YOUR SOLE RISK. BANKRUPTCYLAWYERSANDATTORNEYS.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS.

WITHOUT LIMITATION, BANKRUPTCYLAWYERSANDATTORNEYS.COM MAKES NO WARRANTY THAT THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE WILL MEET YOUR REQUIREMENTS, THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS OBTAINED FROM THE USE OF THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE WILL MEET YOUR EXPECTATIONS.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE IS DONE AT YOUR SOLE RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

BANKRUPTCYLAWYERSANDATTORNEYS.COM MAKES NO GUARANTEES AS TO THE SITES AND INFORMATION LOCATED WORLDWIDE THROUGHOUT THE INTERNET WHICH YOU MAY ACCESS AS A RESULT OF THE USE OF THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE, INCLUDING AS TO:

1. THE ACCURACY, CURRENCY, CONTENT, OR QUALITY OF ANY SUCH SITES AND INFORMATION, OR
2. WHETHER ANY SEARCH USING THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE MAY LOCATE UNINTENDED AND OBJECTIONABLE CONTENT.

PLEASE NOTE THAT NO ADVICE OR INFORMATION, OBTAINED BY YOU FROM BANKRUPTCYLAWYERSANDATTORNEYS.COM PERSONNEL OR THROUGH THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY PROVIDED FOR IN THESE TERMS OF SERVICE.

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES. IN SUCH JURISDICTIONS, THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO IMPLIED WARRANTIES.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT BANKRUPTCYLAWYERSANDATTORNEYS.COM SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF BANKRUPTCYLAWYERSANDATTORNEYS.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM:

1. THE USE OR THE INABILITY TO USE THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE;
2. THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE;
3. UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA;
4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE; OR
5. ANY OTHER MATTER RELATING TO THE BANKRUPTCYLAWYERSANDATTORNEYS.COM SERVICE.

IN NO EVENT SHALL BANKRUPTCYLAWYERSANDATTORNEYS.COM’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS BANKRUPTCYLAWYERSANDATTORNEYS.COM, ITS PARENTS, AFFILIATES AND SUBSIDIARY COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, CONSULTANTS AND AGENTS FROM ANY AND ALL THIRD PARTY CLAIMS, LIABILITY, DAMAGES AND/OR COSTS (INCLUDING, BUT NOT LIMITED TO, ATTORNEYS FEES) ARISING FROM YOUR USE OF OUR SERVICES, YOUR VIOLATION OF THE TERMS OF SERVICE OR YOUR INFRINGEMENT, OR INFRINGEMENT BY ANY OTHER USER OF YOUR ACCOUNT, OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY PERSON OR ENTITY. YOU AGREE TO IMMEDIATELY NOTIFY BANKRUPTCYLAWYERSANDATTORNEYS.COM OF ANY UNAUTHORIZED USE OF YOUR ACCOUNT OR ANY OTHER BREACH OF SECURITY KNOWN TO YOU.

Termination and Modification

You agree that BankruptcyLawyersAndAttorneys.com, in its sole discretion, may terminate your account (or any part thereof) or use of the BankruptcyLawyersAndAttorneys.com Service, and remove and discard any Content within the BankruptcyLawyersAndAttorneys.com Service, for any reason, including, without limitation, for lack of use or if BankruptcyLawyersAndAttorneys.com believes that you have violated or acted inconsistently with the letter or spirit of the Terms of Service. Further, you agree that BankruptcyLawyersAndAttorneys.com shall not be liable to you or any third-party for any termination of your access to the BankruptcyLawyersAndAttorneys.com Service. We reserve the right, at our discretion, to change, add, or remove portions of these Terms of Service at any time. Please check back at this webpage periodically for changes. Your continued use of BankruptcyLawyersAndAttorneys.com following the posting of changes to these terms will mean you accept those changes.

Governing Law and Other Miscellaneous Terms

Unless expressly stated to the contrary elsewhere, all legal issues arising from or related to the use of the BankruptcyLawyersAndAttorneys.com Service shall be construed in accordance with, and all questions with respect thereto shall be determined by, the laws of the United States of America applicable to contracts entered into and wholly to be performed within said country. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between you and BankruptcyLawyersAndAttorneys.com relating to the subject matter herein and shall not be modified by you except in writing, signed by both parties. The Terms of Service will inure to the benefit of BankruptcyLawyersAndAttorneys.com’s successors, assigns and licensees.

Copyright and Copyright Notices

BankruptcyLawyersAndAttorneys.com respects the intellectual property of others, and we ask our users to do the same. BankruptcyLawyersAndAttorneys.com may, in appropriate circumstances and at its discretion, terminate the accounts of users who infringe the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide BankruptcyLawyersAndAttorneys.com’s Copyright Agent with the following information:

• an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
• a description of the copyrighted work that you claim has been infringed;
• a description of where the material that you claim is infringing is located on the site;
• your address, telephone number, and email address;
• a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
• a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Please contact BankruptcyLawyersAndAttorneys.com’s Copyright Agent for Notice of claims of copyright infringement by using our online “Contact Us” page.

VERSION: 1.0

EFFECTIVE DATE: December 3, 2007