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Free Bankruptcy Forms for Chapter 7 & Chapter 13

by Roilee Mandeville

in Free Bankruptcy Solutions

Personal Bankruptcy Filing Kit

Complete Chapter 7 & Chapter 13 Bankruptcy Kit

All forms are included with clear examples and step-by-step guide. Produces court accepted documents for all U.S. states. Fully up-to-date, including latest court-mandated updates!

Click here for details

If you have visited the Official Bankruptcy Forms download page of the U.S. Bankruptcy Court, then by now you are confused already. You’re probably asking yourself “Which forms are needed for Chapter 7… for Chapter 13?” There’s a lot of paperwork involved in filing bankruptcy yourself. Don’t worry, you’ll get the checklist of what federal forms you need shortly. For now you must know the big difference between the free version and the commercial version of the court forms.

Compare the screenshots of the free and the commercial version below.

Official Bankruptcy Form B1

Portion of the fillable official court Form B1 - Voluntary Petition (Free Version)

The instructions manual on how to fill out the form is on another PDF file. You need to download it separately. Compare it with the sample from the commercial version below.

Completed Form B1 with Comments

Sample Completed Form B1 with Inline Comments and Instructions (Commercial Version)

Notice the completed sample document for the same Form B1 has inline comments. It expand when you hover the mouse pointer. The instructions are on the same document. It’s like having a cheatsheet when you fill out the official bankruptcy forms. You’ll feel like someone is teaching you how to fill out the form with your own data. Don’t be surprised if you later find out the instructions were written by a longtime bankruptcy lawyer that has handled hundreds of bankruptcy proceedings. Your greatest benefit is that you don’t have to pay that lawyer any fee. You technically get the brain dump of that lawyer’s knowledge without paying a premium. It’s like getting a free bankruptcy attorney at your side. Filing bankruptcy without a lawyer can’t be any easier than this! It’s a “no-brainer” which version is easy to use and understand.

If you prefer to make your “pro se” bankruptcy filing easier, then I strongly recommend you check Standard Legal’s Bankruptcy Forms Software. Save yourself from the hassle of trying to figure out how to file bankruptcy on your own. There is a smarter way of filing bankruptcy yourself. You can learn the essential concepts in a short amount of time.

Get A Free Bankruptcy Evaluation First!

What is your back-up plan if something goes wrong? It’s always a wise decision to talk to a lawyer first. You may want to get confirmation if you should file Chapter 7 or Chapter 13. Schedule a free bankruptcy evaluation (Chapter 7 or Chapter 13) today. You don’t have any obligation to hire but keep the lawyer’s name handy. It’s better to have a ‘PLAN B’ in case you change your mind.

What Forms Do You Need For Chapter 7 or 13 Bankruptcy Filing?

As promised, here’s your checklist. You can now visit (again?) the free bankruptcy forms page of the United States Bankruptcy Court and download these official forms. You may want to download and print the Chapter 13 Bankruptcy Forms Checklist [PDF] for easy reference. A Chapter 7 Bankruptcy Checklist [PDF] is also available.


Form B22A: Chapter 7 Statement of Current Monthly Income & Means Test
Form B3B: Application for Waiver of Chapter 7 Filing Fee
Form B8: Chapter 7 Individual Debtor’s Statement of Intention
Form B240: Reaffirmation Agreement with Order


Form B22C: Chapter 13 Statement of Current Monthly Income
Chapter 13 Plan

For both CHAPTER 7 & CHAPTER 13

Form B1: Voluntary Petition
Form B3A: Application to Pay Filing Fee in Installments
Form B21: Statement of Social Security Number
Form B6: Summary and Declaration of Schedules
Form B6A: Schedule A – Real Property
Form B6B: Schedule B – Personal Property
Form B6C: Schedule C – Property Claimed as Exempt
Form B6D: Schedule D – Creditors Holding Secured Claims
Form B6E: Schedule E – Creditors Holding Unsecured Priority Claims
Form B6F: Schedule F – Creditors Holding Unsecured Nonpriority Claims
Form B6G: Schedule G – Executory Contracts and Unexpired Leases
Form B6H: Schedule H – Co-Debtors
Form B6I: Schedule I – Current Income of Individual Debtor(s)
Form B6J: Schedule J – Current Expenditures of Individual Debtor(s)
Form B6: Declaration Concerning Debtor’s Schedules
Form B7: Statement of Financial Affairs
Form B23: Debtor’s Certification of Completion of Financial Management Course
Form B201: Notice to Individual Consumer Debtor
Verification of Creditor Matrix

That’s all there is to it. Good luck on your future fresh start!

Personal Bankruptcy Filing Kit

Complete Chapter 7 & Chapter 13 Bankruptcy Kit

All forms are included with clear examples and step-by-step guide. Produces court accepted documents for all U.S. states. Fully up-to-date, including latest court-mandated updates!

Click here for details

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Current Topic: What forms do you need for personal bankruptcy filing? Commercial versus free bankruptcy forms.

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