Although you can download the official bankruptcy forms for free, you should at least consider buying a complete bankruptcy kit that is valid for your local state laws. The kit should contain all the necessary forms with comprehensive instructions on how to fill it up with your data. A completed sample of each form is a plus factor.
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What you must know before downloading the official bankruptcy forms for filing Chapter 7 or Chapter 13. You can reduce the learning curve of filing bankruptcy yourself. Compare the difference between the commercial and free version of the court-accepted bankruptcy forms.